I’m Kayse, a Certified Financial Planner for Physician Wealth Services (PWS). My expertise spans 15 years of providing independent and objective fee-only financial planning, which ties to my time at Connecticut State University as I obtained my B.S. in Marketing.
During my senior year, I started an internship at KR Wealth Management, a small financial planning team within a regional accounting firm. I assisted 2 advisors with operations and other client service tasks during my internship. I was asked to join the firm full-time as a Client-Service Associate. What started as a way to make extra money in college quickly turned into a passion for helping people with their money. I knew right away that I had found my lifelong career.
After learning the ropes through the operations side of the business, I furthered my specialization by becoming a Certified Financial Planner in 2010—the same year I became independent from the accounting firm. I credit the firm’s culture of putting the needs of clients first as a time that solidified my standard of care. This is also the time where I learned a lot about providing objective fee-based advice to help clients make more informed decisions with their money.
It was in 2015, while attending a large national industry conference, that I learned about other advisors who approached the profession of financial planning in a non-orthodox manner. Changing the compensation model away from the traditional fee for management of assets seemed to make more sense rather than charging fees for advice. This business model was exactly what I needed to bring my knowledge and expertise to my peer group and those craving financial advice without the assets yet to manage.
After working with my original team (plus several new teammates along the way) for over 12 years, I knew it was time to take everything I learned to help my peers using the new compensation model. I opened my own firm in 2017 to work with people earning a high income and dealing with the competing priorities of life including paying down student loan debt, saving for retirement, buying a house, and starting a family.
Having the opportunity to wear all of the hats that goes along with running your own firm made me learn a lot about myself. Through a great network, I found my home at Physician Wealth Services. Seeing the passion that Ryan Inman, owner of PWS, has to help other physician families just like his own, I knew right away that it was the right fit. While I am not married to a doctor, I knew our values and philosophies would create a great team. And it has!