Your patients trust you with their health, my clients trust me with their finances. Just like you, I take a comprehensive approach to providing care. Throughout the financial planning process, we will take everything into account to identify where you are, where you want to be, and how to get there.
Working together in an ongoing relationship will allow me to be an accountability partner for you. It will ensure that you receive continual care, and that the informed decisions you make will get implemented and updated when necessary.
When life throws you a curveball, it also means you’ve got a financial expert who’s on-call to help you navigate your way.
As your financial planner, I will also act as a liaison with other specialists (attorney, accountant, realtor or insurance agent) who play an important part in your finances.
In addition to the categories below, we also cover areas such as Employee Benefits and how to maximize them each year, and Retirement Planning, so you can start laying a solid foundation.
This service is best for clients who are ready to take initiative in implementing their financial plan. Initially, we will meet four times over the course of the first four months to create your financial plan, and then on an annual basis. By paying a monthly retainer, you will have continuous access to me as you work towards implementing your financial plan. I will monitor the health of your plan, answer any questions you may have, recommend any changes, and ensure that it’s up to date.
This service is best for clients who would like to have more frequent meetings and higher accountability than offered in the Annual Planning Checkup. This service includes everything detailed above, with more frequent check-ins and continued personal financial coaching. After the initial four meetings spent creating your financial plan, we will meet quarterly to ensure that you’re on track in implementing your plan.
During this initial informal conversation, we’ll talk about your financial life – your banking, your debt, your investments – to gain a preliminary understanding of where you currently stand, and I will write up a progress note. The most important thing about this meeting is that we extract all the information from your head into one place so we can assess the areas to tackle first.
In this meeting we will focus more on specific numbers as we discuss budgeting and student loans. We’ll import your accounts into our financial planning software, review transactions, categorize what you’re spending, establish your risk tolerance, and start analyzing your student debt. You will provide me with your student loan data file and we’ll walk through the details of loan repayment together.
This is my favorite meeting because it’s where I get to know the real you and encourage you to dream big. This conversation will be focused around your dreams, goals, intentions, and life plans. We’ll assess what’s realistic, what has a finance component, and how to make your goals a reality.
The financial plan isn’t a complicated 50-page document that leaves you with more questions than answers. I deliver a short 5-page plan that details out where you currently are in your financial life and provides a prescription for how to get where you want to be. This is a living, working document that we can easily readjust if life takes a new turn or something unexpected happens.
Life is constantly changing and I’m there to see you through it. It’s an honor that when something major happens in my clients lives, I am one of the first people they call.
I’m not like other financial planners who are available 9-5. My hours of business are extended to hours that are suitable for you – at 8pm after you put kids to bed, while you’re grabbing a quick lunch or between patients. Short of the overnight shift, consider me on-call to provide guidance and answer questions, but also to address anything that might cause the plan to shift or change course.